AI Travel Planner + Points Optimizer

Plan trips your family actually enjoys.
Pay with points.

Tell Embarka where you're going and who's coming. It builds the perfect itinerary, then shows you the smartest way to pay for every booking using your credit card points.

Start Planning Free See How It Works

Why Embarka

Travel planning, reimagined

Knows Your Family

Kid ages, stroller needs, nap schedules, dietary restrictions. Every recommendation is filtered for who’s actually going.

Optimizes Your Points

Transfer ratios, portal values, annual credits. Embarka calculates the best way to pay for every flight, hotel, and rental car.

Unlocks Hidden Savings

Museum reciprocal programs, unused card credits, companion passes. Embarka finds money you didn’t know you had.

How It Works

Three steps to the perfect trip

Set up your profile

Add your family, your credit cards, and any memberships. Takes about 3 minutes.

Chat with Embarka

“We want to go to California with a 2yo and 5yo.” Our AI handles the rest.

Get your optimized plan

A day-by-day itinerary with the best way to pay for everything. Export and share.

Points Intelligence

We speak fluent points

Embarka knows the transfer ratios, portal values, and annual credits for every major travel credit card.

Should you transfer Amex points to Delta or book through the Chase portal? We'll do the math.

Amex Platinum

Portal: 1¢/ptBest for: Airline transfers

Chase Sapphire Reserve

Portal: 1.5¢/ptBest for: Hyatt transfers

Capital One Venture X